Temenos
Incumbent enterprise · Geneva · est. 1993
Listed, SIX: TEMN
Overview
The largest independent core vendor. Transact runs on-premise, in the cloud or as Temenos SaaS; very broad functional coverage from retail to wealth.
Fact base
As of Sep 2026 · public sources only
confirmednot offerednot publicly disclosed
Institution type
- Tier 1 bank: confirmed
- Tier 2/3 bank: confirmed
- Challenger / neobank: confirmed
- Fintech: confirmed
- BaaS / embedded finance: not publicly disclosed
Region
- UK: confirmed
- Europe / EU: confirmed
Products
- Current accounts: confirmed
- Savings / deposits: confirmed
- Lending: confirmed
- Mortgages: confirmed
- Cards: not publicly disclosed
- Payments: confirmed
- Wealth: confirmed
- Multi-currency: confirmed
Payment schemes
- SEPA: confirmed
- SEPA Instant: confirmed
- TARGET2: not publicly disclosed
- ISO 20022 native: not publicly disclosed
Deployment
- Cloud-native: confirmed
- SaaS: confirmed
- Private cloud: confirmed
- On-premise: confirmed
Compliance
- ISO 27001: confirmed
- SOC 2: confirmed
- DORA statement: not offered
Reference clients EU/UK
- ABN AMRO
- Banque Internationale à Luxembourg
- Eurobank
- Reliance Bank
- Moneycorp
Pricing model
Licence plus maintenance; SaaS subscription.
Latest
2026: Takis Spiliopoulos permanent CEO, CPO/CTO split, CHF 100m buyback. Leader in Gartner’s 2026 Magic Quadrant for Retail Core Banking, Europe.