SBS
Incumbent enterprise · Paris · est. 2012
74Software (ex-Axway), Euronext Paris
Overview
SBS, formerly Sopra Banking Software, is owned by 74Software and offers core, lending and asset finance – with a deep book of UK building societies. On-premise is inferred from customer-managed subscriptions in 74Software reporting.
Fact base
As of Sep 2026 · public sources only
confirmednot offerednot publicly disclosed
Institution type
- Tier 1 bank: confirmed
- Tier 2/3 bank: confirmed
- Challenger / neobank: not publicly disclosed
- Fintech: not publicly disclosed
- BaaS / embedded finance: not publicly disclosed
Region
- UK: confirmed
- Europe / EU: confirmed
Products
- Current accounts: confirmed
- Savings / deposits: confirmed
- Lending: confirmed
- Mortgages: confirmed
- Cards: not publicly disclosed
- Payments: confirmed
- Wealth: not publicly disclosed
- Multi-currency: not publicly disclosed
Payment schemes
- SEPA: confirmed
- SEPA Instant: confirmed
- TARGET2: not publicly disclosed
- ISO 20022 native: not publicly disclosed
Deployment
- Cloud-native: confirmed
- SaaS: confirmed
- Private cloud: not publicly disclosed
- On-premise: confirmed
Compliance
- ISO 27001: not publicly disclosed
- SOC 2: not publicly disclosed
- DORA statement: not offered
Reference clients EU/UK
- NS&I
- Nottingham Building Society
- Nationwide Building Society
- Groupe BPCE
- Société Générale
- Bank11
Pricing model
Subscription (hosted and customer-managed) plus legacy licence.
Latest
Jul 2026: launched 'SBS AI Foundation' for AI in regulated banking processes, first client live. H1 2026: revenue €193.3m (+5.9% organic), ARR €252.8m (+8.9%). NS&I is replacing its core with SBS's cloud-native platform on AWS (with Atos; announced Jul 2025).