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Mambu

Composable & API-first · Amsterdam · est. 2011

Private (EQT Growth, TCV, Bessemer)

Overview

Multi-tenant SaaS lending, deposits and payments engines configured through APIs. Composable approach: building blocks instead of a monolith — strong with neobanks and embedded finance.

Fact base

As of Sep 2026 · public sources only

confirmednot offerednot publicly disclosed

Institution type

  • Tier 1 bank: confirmed
  • Tier 2/3 bank: confirmed
  • Challenger / neobank: confirmed
  • Fintech: confirmed
  • BaaS / embedded finance: confirmed

Region

  • UK: confirmed
  • Europe / EU: confirmed

Products

  • Current accounts: confirmed
  • Savings / deposits: confirmed
  • Lending: confirmed
  • Mortgages: confirmed
  • Cards: not offered
  • Payments: confirmed
  • Wealth: confirmed
  • Multi-currency: confirmed

Payment schemes

  • SEPA: confirmed
  • SEPA Instant: not publicly disclosed
  • TARGET2: confirmed
  • ISO 20022 native: not publicly disclosed

Deployment

  • Cloud-native: confirmed
  • SaaS: confirmed
  • Private cloud: not publicly disclosed
  • On-premise: not offered

Compliance

  • ISO 27001: confirmed
  • SOC 2: confirmed
  • DORA statement: not offered

Reference clients EU/UK

  • Leeds Building Society
  • Recognise Bank
  • Akbank AG
  • OYAK ANKER Bank
  • BankB
  • Eiendomskreditt

Pricing model

Subscription (SaaS); specifics not disclosed.

Latest

Apr 2026: Akbank AG (BaFin-supervised) completes phase 1 of its core migration to Mambu SaaS on Azure; Eiendomskreditt (NO) live with Knowit.