Infosys Finacle
Incumbent enterprise · Bengaluru · est. 1999
EdgeVerve Systems, wholly owned by Infosys
Overview
Infosys's componentised core and digital banking suite, sold as licence or as Finacle SaaS. Broad presence among UK banks, from Investec to Santander UK.
Fact base
As of Sep 2026 · public sources only
confirmednot offerednot publicly disclosed
Institution type
- Tier 1 bank: confirmed
- Tier 2/3 bank: confirmed
- Challenger / neobank: confirmed
- Fintech: confirmed
- BaaS / embedded finance: not publicly disclosed
Region
- UK: confirmed
- Europe / EU: confirmed
Products
- Current accounts: confirmed
- Savings / deposits: confirmed
- Lending: confirmed
- Mortgages: confirmed
- Cards: not publicly disclosed
- Payments: confirmed
- Wealth: confirmed
- Multi-currency: confirmed
Payment schemes
- SEPA: not publicly disclosed
- SEPA Instant: not publicly disclosed
- TARGET2: not publicly disclosed
- ISO 20022 native: not publicly disclosed
Deployment
- Cloud-native: confirmed
- SaaS: confirmed
- Private cloud: confirmed
- On-premise: confirmed
Compliance
- ISO 27001: not publicly disclosed
- SOC 2: not publicly disclosed
- DORA statement: not offered
Reference clients EU/UK
- Investec
- Santander UK
- Marcus by Goldman Sachs UK
- ICICI Bank UK
- Keytrade Bank
- ING Belgium
Pricing model
Licence or SaaS subscription; specifics not disclosed.
Latest
Jul 2026: Investec picks multi-region Finacle SaaS on Microsoft Azure (deposits, lending, virtual accounts, liquidity management) for the UK, South Africa, Mauritius and the Channel Islands – one of Finacle's biggest UK-linked SaaS wins. Bank of Sydney went live on Finacle on AWS in 2026.