Fiserv
Incumbent enterprise · Milwaukee · est. 1984
Listed, Nasdaq: FISV
Overview
US account processing giant whose Finxact and Signature cores have almost no UK or EU footprint. There is no evident core banking go-to-market in the UK; EU presence is limited to legacy Signature installations such as today's Santander Bank Polska (historical case study).
Fact base
As of Sep 2026 · public sources only
confirmednot offerednot publicly disclosed
Institution type
- Tier 1 bank: confirmed
- Tier 2/3 bank: confirmed
- Challenger / neobank: confirmed
- Fintech: confirmed
- BaaS / embedded finance: confirmed
Region
- UK: not offered
- Europe / EU: confirmed
Products
- Current accounts: confirmed
- Savings / deposits: confirmed
- Lending: confirmed
- Mortgages: not publicly disclosed
- Cards: confirmed
- Payments: confirmed
- Wealth: not publicly disclosed
- Multi-currency: confirmed
Payment schemes
- SEPA: not publicly disclosed
- SEPA Instant: not publicly disclosed
- TARGET2: not publicly disclosed
- ISO 20022 native: not publicly disclosed
Deployment
- Cloud-native: confirmed
- SaaS: confirmed
- Private cloud: not publicly disclosed
- On-premise: confirmed
Compliance
- ISO 27001: not publicly disclosed
- SOC 2: not publicly disclosed
- DORA statement: not offered
Reference clients EU/UK
- Santander Bank Polska (Signature, historical)
Pricing model
Usage-based (Finxact Core as a Service); Signature not disclosed.
Latest
Jun 2026: Takis Georgakopoulos (ex J.P. Morgan) becomes CEO and by Sep 2026 is reviewing divestitures (e.g. the Accel debit network). Finxact wins Flagstar Bank as a strategic core client and is named Best SaaS Platform at the 2026 FinTech Awards.